Trauma insurance has been designed to protect an individual or a family member who will be off of the job for an extended period of time. This insurance covers specific serious injuries or mental injuries that a person sustains or is diagnosed with. You can find this type of insurance in the country of Australia. With this type of coverage, the person will receive compensation until they are able to work again or return to their normal daily activities. It also helps the person pay for all of their medical expenses. After the person has filed a claim, the insurance company will pay you a lump sum amount. This lump sum amount is dependent upon the terms of the insurance policy and the insurance provider. The insurance provider will review each case to see if the policyholder is eligible to receive any payment based on their condition. To prove your case, you will need to send the doctor report along with any supporting documentation.